The use standardized testing in the areas of cognitive ability, Essay

The utilization state sanctioned testing in the zones of intellectual capacity, inclination, proportion of norms based accomplishment - Essay Example ed to improve understudies test scores have practically zero impact on their intellectual capacities and fitness to reason and consistently tackle unique issues or issues. In any case, state administered testing licenses understudies from various schools to contend reasonably. Without state sanctioned testing in schools, this examination would not be likely (Carr, 2002). At the point when understudies are permitted to step through comparative or regular exams, it suggests that understudies in a single locale or State can be contrasted and understudies in another area or State. Being in a situation to think about data is significant and is the fundamental motivation behind why the basic center State guidelines have been executed. Thus, this would allow for an increasingly point by point and precise correlation of understudies in various States. Furthermore, government sanctioned testing is progressively objective and dependable proportion of the accomplishment of understudies. Without state sanctioned testing, strategy creators would need to base on tests done by understudies in singular schools that have certain interests in producing good outcomes. Thirdly, state sanctioned testing are noteworthy in that government sanctioned tests are non-biased and comprehensive since they guarantee that substance learned is like all understudies. Utilizing different tests or pardoning impair youngsters would not be reasonable for those understudies as this would make an inconsistent framework without responsibility (Smith, 2008). Ultimately, state sanctioned testing considers schools and educators responsible as in schools and instructors are dependable training students what they have to know and comprehend for government sanctioned tests. This is because of the way that scores are made open and schools and educators who neglect to pe rform can go under close examination. This investigation can cause an educator to lose their employment and in certain examples, it can prompt the conclusion of the school or being taken by the State (Carr, 2002). Then again, government sanctioned testing has negative effect on understudies in that it assesses the exhibition of an understudy on a

The Maturing of Jane in Charlotte Brontes Jane Eyre :: Jane Eyre Essays

The Maturing of Jane in Jane Eyre         When a caterpillar hatches from its mom's egg, it enters this world as a guiltless, unadulterated creature.  As time cruises by, it opens up its case and experiences metamorphosis.   Once the caterpillar develops into a completely developed  butterfly, it has lost its honesty and immaculateness for eternity. Jane was an unpracticed caterpillar yet her stay at Lowood and her testing time at Thornfield with Mr. Rochester has changed her into an free, developed butterfly.         When Jane was youthful, she instructed herself to be virtuous.  Her auntie's reactions and disciplines has made Jane understand that she wasn't treated as some portion of the family.  Her improvement of assurance and confidence become progressively prevalent every day she spent at Gateshead.  Jane states: ...I hate to live here.  This statement demonstrates that Jane abhorred Gateshead and she was resolved to locate a superior spot.         The spot Jane discovered was the Lowood Institution for orphans.  It was not a superior spot but rather it helped Jane remain all alone feet.  Through the assistance of Helen Burns, Jane has figured out how to adore, overlook disdain and live her life in happiness.  Helen states: Life shows up too short to ever be spent in nursing ill will, or enlisting wrongs.  These words shows that Helen is more full grown and experienced than Jane.  Jane watches: Miss Temple is brimming with goodness...  Miss Temple was another incredible impact in Jane's life, she treated Jane as though she were her own daughter.  We understand now that Jane was no longer alone.  She had companions to cherish her and guide her to the following step in life.  Jane had not just increased more understanding and certainty, she likewise accomplished extraordinary instruction during her eight years at Lowood.         Jane's next goal was Thornfield where she was to turn into the tutor of Adèle, a vagrant simply like her.  Adèle's essence reminded Jane of her old self and her terrible youth at Gateshead.  Jane educated Adè le great ideals and the change of life.  She needed Adèle to have a preferable youth over she did.  Jane was glad at Thornfield principally in light of the fact that of Mr. Rochester's love.  The accompanying citation expresses that Jane has experienced passionate feelings for.

$1 Civil Money Penalty Ordered to Fraudulent Payday Lenders in Kansas City

$1 Civil Money Penalty Ordered to Fraudulent Payday Lenders in Kansas City $1 Civil Money Penalty Ordered to Fraudulent Payday Lenders in Kansas City $1 Civil Money Penalty Ordered to Fraudulent Payday Lenders in Kansas CityInside Subprime: Aug 20, 2018By Ben MooreAfter being recently convicted for running fraudulent payday lending schemes, Richard Moseley Sr. and his son, Richard Moseley, Jr. have been ordered to pay a $1 civil money penalty. The Bureau of Consumer Financial Protection reported that a federal district court in Missouri ordered the settlement between the Bureau and the Moseleys, as well as the twenty corporations they controlled in their payday loan schemes in Kansas City.Richard Moseley, Sr. and his son, Richard Moseley, Jr., were recently convicted of running an illegal payday loan scheme worth $227 million. A New York jury convicted the Moseleys on “conspiracy to commit wire fraud, aggravated identity theft, and making false disclosures under the Truth in Lending Act.” The Moseleys oversaw the Hydra Lenders, a group of companies that made millions in payday loans, generating over $69 million in profit in th e Kansas City area since early 2008. The Hydra Lenders were discovered to be depositing unauthorized loans in borrowers’ bank accounts. The loans came with perpetuite biweekly “finance charges” that were taken directly from their bank accounts, access the group gained from third-party data brokers. In most cases, the borrowers were completely unaware of the loans until they were deposited into their bank accounts and the finances charges began to be withdrawn. No loan agreements were ever put in place prior the loan deposits. If a loan agreement ever was documented, prices and repayment plans were falsely represented.Both Richard Moseley, Sr. and Richard Moseley, Jr. have been completely banned from the payday lending industry, though they have appealed the convictions. In addition to being banned, they were required to forfeit almost $14 million in assets immediately, as well as pay the $1 civil money penalty, which is so low due to their inability to pay. The consent order a lso imposed a $69 million judgment for consumer redress, but because the defendants are now very limited in their ability to pay, this is suspended as long as they are in compliance with the other requirements of the consent order. Moseley Sr. was also convicted to ten years in prison.After a tumultuous year for the payday lending industry, the conviction of Richard Moseley Sr. and his son have revealed the darker side of an industry already seen as predatory on low-income families. While payday loans are marketed towards those who are in financial distress, the high interest rates and finance fees associated with the loans have been criticized greatly as being debt traps for those who wish to borrow. And as seen by the Moseleys, lenders will go to great lengths to even bypass the state limits for interest rates, as well as illegally gain access to borrowers bank accounts to siphon funds from unsuspecting customers. Hopefully this conviction will continue to raise awareness of the p redatory practices of payday lenders.More Subprime ReportsKansas | Kansas City | Lawrence | Olathe | Topeka | Wichita

All people have a particular idea of themselves. The idea...

All people have a particular idea of themselves. The idea of who they are and who they are not. The way people lead an everyday life within an environment and interactions with other human beings make them feel closer connected to some groups of people and different from others. How feeling similarity and difference in society affects ability to attain a positive sense of self and meaning are an important questions within psychology. Theory of social identity constructed by Tajfel and psychosocial theory of identity created by Erik Erikson are two of theories which give answer to this question. Tajfel and Erikson(ref) defined identity as two dimensional, containing personal and social part. Both believed that to evolve identity people†¦show more content†¦Experiment showed that students felt inmediately identified with ingrouppers and cosider outgrouppers as concurrency. Tajfel explained that only knowing u are part of group without intention to be in group or gaining something is enough for people to feel diversity which leads to discriminating of outgroup and prioritizing ingroup in order to highlight group’s status. Tajfel showed how membership of group can make us see differences and get to know who we are and where we belong to by commiting to rules of group. The final stage is comparing own group with other ones. If there is chance of changing identity people tend to move from lower valuated to higher valuated group for example work position. If there is no chance of changing identity due it was given to us –race gender etc and people feel their group is devaluated they can take an action. People try to creatively highlight positive characteristics of ingroup comparing to other groups. . Erikson concentrated on personal part and argued that uniqueness of individual is major for evolvment of identity.Eriksons psychosocial theory focus on process of shaping identity within individuals rather than within society. according to erikson building and achieving of identity is a life long process of self discovering during which evolving of identity is achieved. Erikson believes during thisShow MoreRelatedIdentity And Identity Of Identity Essay950 Words   |  4 Pagesreact to times the way that they do? Identities, everybody has an alternate identity. Identity advancement are the examples of considerations, emotions and practices that set you apart from another person. A large number of the hypotheses spin around that identity is something that starts when you are a newborn child. Grown-up identity characteristics are one of the identities accepted to be based off of newborn child demeanor. That implies that their identity characteristics start to contrast atRead MorePersonal Identity : Identity And Identity2437 Words   |  10 PagesPersonal identity is essential in the human experience. Identity is complex and can be broken down into two main groups: introspective identity, and bodily identity. Introspective identity is based off of the groups, mentalities, or beliefs that you align yourself with, and bodily identity is based off of the physical side of yourself. Whether physical or introspective, your identity impacts every action you take. Whether choices ranging from what colors you prefer to which college you want to attendRead MoreIdentity, Identity And Identity Construction1751 Words   |  8 Pagescomes to understand the nature of identity, place is inseparable aspect from identity construction. Similarly, human mobility is another integral aspect t aking into account to the study of identity in the age of globalisation. As society increasingly changes more fast and complex than ever before, the relationship between mobility and identity seems to have been more accentuated than the bond of place and identity. Thus, in this essay, I will seek how identity is intertwined with place and mobilityRead MoreIdentity And My Identity964 Words   |  4 PagesMy identity has essentially changed after some time from the time I was an adolescent till now that Im a grown-up. Age has fundamentally added to how I see things, how I respond to issues, and how I connect with other individuals. A portion of the elements that have added identity changes as a part of my identity incorporates going into submitted connections and headway in my professions. I have created increment in positive attributes like good faith and a reduction in characteristics that areRead MoreIdentity : Identity And Identity Essay1408 Words   |  6 PagesIdentity alludes to the unique and persevering examples of contemplations, feelings, and Behaviors that describe each individual s adjustment to the circumstances of his or her life. In the profundity idea of identity has been adjusted to distinctive connections with the point of g iving particular expectations of conduct under the particular connection. Travel identity is such an adjustment of identity in the travel/tourism setting that alludes to travel exercises related with identity. IdentityRead MoreSocial Identity And Collective Identity1239 Words   |  5 PagesSocial Psychology Essay During the early 1960’s South Africa has been inundated with a long history of protests. Hence, using Social Identity Theory (SIT) this essay aims to explore the notion of protest in relation to Social Identity and Collective Identity. Firstly, the essay will comprise of how groups are formulated, leading towards a discussion of SIT, and lastly, applying the theory to the #FEESMUSTFALL protest in South Africa. Individuals defined by the three aspects of the â€Å"self†, whichRead MoreDevelopmental Concept : Identity And Identity Confusion1369 Words   |  6 PagesDevelopmental Concept # 1: Identity versus Identity Confusion According to Erikson, good relationships have a strong sense of fidelity. This means that, when fidelity is well established between people, genuine and secure relationships can be formed, leading to a sense of belonging. Erikson’s fifth stage of psychosocial development, identity versus identity confusion, describes the crisis that adolescents face, usually between the ages of 12 to 18 (Papalia Martorell, 2015). During these formativeRead MoreIdentity Essay931 Words   |  4 PagesThe concept of Identity is complex through the exploration of relationships and a sense of belonging. This is explored within Tim Winton’s short stories, ‘ Neighbours’ and ‘Big World’, and in Robert Walker’s poem ‘Okay, Let’s be Honest’. Identity can change and evolve depending on belief, change, language and shifting influences. Tim Winton, the composer of ‘Neighbours’ has a perplexed and distressing tone as he suggests to the reader, the significance of multiculturalism and diversity within AustraliaRead MoreIdentities Essay662 Words   |  3 PagesThere are many things that shape our identities from society, and family to things we learn on our own like experiences. Many struggle to find their identity and struggle between two (or more) identities. Some are very secure with their identities whether it’s their own, a combination of society and theirs, or society’s alone. The question is which one plays a bigger role? I think when we’re young authority figures and society plays a bigger role in life, but as you grow older, and become a teenagerRead MoreLanguage Identity1485 Words   |  6 PagesMajor Paper 1: Personal Essay on Language and Identity Language partially defines identity, it only defines identity to a certain degree, one’s actions and life choices could also define identity to some extent. I think this is an arguable claim because, truly, language and the way we speak does define us partially at least. Language can never define us completely. I think what really makes my claim arguable is the fact that I chose the middle ground, language may define us but not to a full extent

The Holocaust was a very hateful time for the Jews. Adolf...

The Holocaust was a very hateful time for the Jews. Adolf Hitler was known as the Der Fà ¼hrer (The Leader). Adolf Hitler was the main reason for The Holocaust. Hitler had control over Germany from 1933-1945. Hitler had a very hateful feeling for the Jews. This is how The Holocaust came to be. How Hitler Came to Power Adolf Hitler’s rise to power In Germany was nothing less than astounding. Hitler first came in to power on January 20, 1933, after he was awarded with the Iron Cross First Class and Black Wound Badge and was appointed Chancellor of Germany. His father did not respect his interest in fine art. Hitler entered into the Academy of Fine Arts twice and got rejected both times. Then eventually joined the German Army. The†¦show more content†¦To me a Death camp is where many innocent Jews lost their lives for no reason. These camps were built with some of the cheapest material possible. Such as wooden or concrete slabs with wire across the top to keep the people inside of the camp. It’s estimated that only ten percent of The Holocaust survived under the age of sixteen. Some camps had bombs put in them to kill off the people. Death Camps 1939 through 1945 were when Death camps were brought into action. Death camps were a place where Jews and others were ported to be exterminated, (killed). How did they kill some of these Jews? Like I said in the paragraph above, some camps had bombs placed in them to kill the prisoners. Jew were also killed in other various ways, some would be lined up against a wall an shot at to death, others were tortured and worked to death. One of the most well known and common ways, was to be gassed. Gassing was when people were put in big rooms and packed tightly, and then Carbon Monoxide was pumped in. These Jews were told they were being disinfected, when in reality they would be dead within 2-10 minutes. Scientist would also perform experiments on these people. 47 Prisoners were forced to climb the 186 steps of the Wiener Graben with large blocks of granite on their backs. Most blocks were around 25 kilograms or about 55 pound. Often the blocks would fall, crushing limbs and bod ies

Predestination Fact, Fiction, or Fate - 1726 Words

Since the beginning of documented history there has been a debate on whether mankind was born with the ability to make decisions, or if every action was already decided. For instance, if someone was to decide to go to the grocery store and was in a car accident and died, was it because they decided to go to the grocery store at that exact moment in time or because that was part of a bigger plan the whole time. Humans have always wanted to believe in something bigger than them and that can be seen as far back as the Mesopotamian cultures with the worshipping of gods. Predestination is a concept which most people take the side of free will or fate because people do not want to admit there may be a greater being that has total control and knowledge; however predestination is more that the decisions that are made are all a part of a greater picture and that people are following a path no matter what they choose. The idea of predestination is not one that is so easily grasped. Many people have different ideas and understandings of what predestination is and what it looks like. Predestination is merely the concept that God already knows every decision a person makes before they make it, and that they are following a path laid before them. This is hard for people to accept, especially those who do not believe in any supreme ruler or being. John Boykin, Baylor graduate with his masters in Divinity and professor at all six Southern Baptist Seminary Extension Centers, puts the viewShow MoreRelatedAn Analysis of The Appointment in Samarra Essay990 Words   |  4 Pagesnow when I was in the market-place I was jostled by a woman in the crowd and when I turned I saw it was Death that jostled me. She looked at me and made a threatening gesture; now, lend me your horse, and I will ride away from this city and avoid my fate. I will go to Samarra and there death will not find me. The merchant lent him his horse, and the servant mounted it, and he dug his spurs in its flanks and as fast as the horse could gallop he went. Then the merchant went down to the marketplaceRead More Religion and Economics in Robinson Crusoe and Protestant Ethic and the Spirit of Capitalism2797 Words   |  12 Pagescontributing to capitalism were diligence in worldly callings or vocations and the notion of predestination (71). If indeed these religious factors did influence the rise of capitalism, it would make perfect sense that other cultural elements, such as literature, would reflect both Protestant and capitalist ideology. 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As variant as their communication of religious meanings may be, ‘Everyman’ and ‘The Pilgrim’sRead MoreEssay on Truman Capotes In Cold Blood1778 Words   |  8 PagesTruman Capote wrote In Cold Blood with the intention of creating a new non-fiction genre, a creative spin on a newspaper article with the author, and his opinions and judgments completely absent from the text, leaving only the truth for the reader to interpret. The pages of In Cold Blood are filled with facts and first-hand accounts of the events surrounding the brutal murder of a wealthy unsuspecting family in Holcomb, Kansas. Author Truman Capote interviewed countless individuals to get an accurateRead More Importance of Thinking in Troilus and Criseyde and Hamlet Essay3509 Words   |  15 Pagesi nextricable belief in fate centers this bitter epistemological com à «ment. In Hamlet’s world, birth alone is a telling reason and excuse for tainted character (1.4.24-26, 1.5.91). But heaven takes part as well; â€Å"there’s a special providence in the fall of a sparrow†(5.2.230-231). Taken together, this realization of inequity and the apparently long understood mechanism of biological predestination, are staggering to Horatio’s sweet prince. If such biological predestination is true, then how shouldRead MoreSummary : Time Travel Paradox2138 Words   |  9 Pageswho goes back 31 years in time. This cycle continues infinitely. This, therefore, means that the 30-year-old male has no particular point of origin in time. Several science fiction movies have involved this paradox such as the 1959 classic film All You Zombies, the Terminator films and 1980 s Somewhere in Time. Predestination Paradox is another Closed Casual Loop Paradox. 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Financial Application Package in Australia

Question: Discuss about the Financial Application Package in Australia. Answer: Introduction MYOB or Mind Your Own Business is a multinational corporation in Australia. This company provides retail software, payroll, and accounting for medium and small business, and is well known in New Zealand and Australia. Its products are used by over 10,000 accounting practices and 1,000,000 business owners in both of these countries. There are two versions of MYOB accounting software MYOB Basics for the desktop version and MYOB LiveAccounts for the cloud. This literature review takes the Australian accounting company MYOB, and discusses its history from the companys inception, development of its product, gradual evolution into cloud application, and focus on the user adoption. Current market size is evaluated globally, and prediction made according to a modern survey. There are existing competitive players in the market, and they are listed categorized according to desktop publications and cloud applications. Competitive advantages are discussed in the form of reducing cost by adopting cloud application, the accuracy of data, automation and collaboration. MYOB is not user-friendly, and it is detailed mentioning the necessity to train separately for using this application. Literature Review History Team Teleware, Inc. and Christopher Lee developed an accounting software product in the United States in the 1980s and used the name MYOB. Equity was provided by Christopher Lee after Data-tech software; the Australian publisher purchased the intellectual property rights in 1996. On 9th July 1999, the company changed its name to MYOB, which was registered on ASX or Australian Stock Board Exchange. Following development in business, MYOB Limited merged with Solution 6 Holdings in 2004, which expanded the reach of MYOB with accounting practices in New Zealand and Australia, while expanding its range of services and products for the same (Myobecommerce.com.au, 2016). Domain registration, email hosting, and web hosting are some of the packages released as online services by MYOB in May of 2008. Tim Reed stepped in as the new CEO after replacing former CEO Craig Wrinkler in June 2008. To refocus the companys business in New Zealand and Australia, MYOB shut down its operations from Asia, I reland, UK and the USA in 2008 (Myob.com, 2016). A successful takeover bid for MYOB is completed in January 2009 by the equity consortium led by Archer Capital, which led back to the private ownership. MYOB was sold by Archer Capital on 21 August 2011 for an undisclosed amount. Development and Adoption The biggest improvement MYOB made in their software development cycle is by adopting the lean startup concept for stocking inventory to the proper levels to minimize waste. Lean startup concept puts emphasis on building products by taking continuous feedbacks from the user so to not reduce inventory with products nobody would use. One such concept called Andon cord is utilized by the Toyotas production system (The Pulse Australia, 2014). Andon cord is a literal rope in the production line which the workers can pull anytime to halt the production system if it affects product quality and safety. Since the whole production line comes to an end, therefore everyone can prioritize the task until it is resolved (Yinglian, Boegh and Qi, 2012). Over the past three years, MYOB had invested in a major way to deliver cloud solution from providing desktop-only software. Company's flagship accounting solution AccountRight Live was launched in November 2012. After the launch of AccountRight Live, t he company got feedback that the softwares speed was not up to the expectation (Myob.com, 2016). After the company had planned many exciting features internally, it changed its roadmap to focus only on performance and speed, as the company prioritized the needs of the user first. MYOB decided to focus on power users who can memorize keyboard shortcuts and work with less number of steps. As of 2014 the company did welcome feedback reports from users involved in any user tests or feedbacks in forums or blogs. Current Market Size The application market for global financial services has been forecasted to grow from $ 66.92 billion in 2014 to $ 103.66 billion by 2019, at 9.1% CAGR. Applications market of global financial services is divided into following regions Latin America, Middle East and Africa, Asia-Pacific, Europe, and North-America. Software classified according to the regions are Customer Experience and Enterprise IT, Business Transaction Processing, BI and Analytics Applications, Risk and Compliance Management, and Audit (Mayer, Melitz and Ottaviano, 2014). Present leaders in the market Other Accounting software present in Australia is which are considered to be the best are mentioned below. Competitive desktop accounting software is MoneyWorks Express, Reckon Accounts EasyStart. Competitive cloud accounting software is Intuit QuickBooks Online Simple Start, Saasu, and Xero (Odhiambo and Nyasha, 2015). Competitive advantage After MYOB had moved towards cloud accounting by popular demand, it gave the users a lot of freedom in accessing their files from anywhere and from any device, be it onsite, at home or client's place. It helps in collaboration between the partners, suppliers, and customers. It also happens to increase the productivity of the workforce by reducing the stress of the client and strengthening the organization (Technologies, 2016). MYOB automates most of the input process saving a lot of time compared to manual accounting systems. Many times multiple entries are necessary for the same information, and MYOB automates this very task by syncing information and minimizes process that is time-consuming by automating payroll, purchase orders and credit notes and more (Symons, 2014). Business Analysis becomes much simpler and automatic as the application can generate reports of profit and loss statements, cash flow statements and more instead of different teams working on the same and then delivering reports after a limited time. It aids in controlling, monitoring and managing the business in just a few clicks of the mouse (Freeth, 2012). Human error can creep in when the workload becomes excessive or stressful. MYOB automates these tasks reducing burden and can even remove duplicate entries and redundancy errors. MYOB updates the records instantly, so the users are seeing the updates in real time. Account records are updated instantly in customers accounts, which help in having financial stability of the company in the long-term (Angelovski, Angelovski and Le Nguyen, 2014). According to Hossack, (2015), operating systems, hardware including its maintenance and accounting fees can take a large part of the organizations money. The cloud application from MYOB saves from all these hassles and requires only a subscription fee every month. This also eliminates the need for backups, updates, and maintenance. Current challenges encountered and literature gap There is a major concern with data security when it comes to cloud accounting systems like MYOB, and 46% respondents who took part in the Software Advices survey expressed this concern. Online content is always susceptible to frauds, hackers, and other risks. MYOB is not easy, to begin with, and therefore an organization's workforce intending to deal with this cloud application has to be trained separately (Venkatraman and Fahd, 2016). The company is trying to benefit from the Solution 6 acquisition as a strategic target, which will help MYOB in its growth and both the companies had been having discussions and talks. Merging both companies will help common branding, a stronger presence in the market, and the ability to resolve accountancy and business users and closing the gap between them. However, the CEO of Solution 6 Craig Winkler believes that MYOB would not be recognized globally (Idm.net.au, 2016). Conclusion The company MYOB adopted the lean manufacturing concept which helped it cutting costs on those products which are not necessary, and by creating Andon Cord, which is a literal cord the staffs can pull, to halt the production in case of manufacturing defect. The company then moved its desktop-only software to a cloud application by taking user feedbacks into account. There are currently existing accounting products for both desktop version, and cloud -like Competitive desktop accounting software is MoneyWorks Express, Reckon Accounts EasyStart. Competitive cloud accounting software is Intuit QuickBooks Online Simple Start, Saasu, and Xero.MYOB is also ahead of the competition regarding the accuracy of its entries, removing duplicate entries; cloud application makes investment quite cheap and much less hassle and automates most of the tasks and generate reports in real-time. However, the threats to online data security persist coupled with the non-novice friendly of the software makes it difficult for organizations to adapt to. Recommendations MYOB is not novice-friendly and the fact that a striking user-interface is the first thing that appeals to most users, MYOB loses out in that aspect. Instead of providing training sessions to those who are adopting it, it should try to make its interface simpler and easier to understand when every other product and application design are opting for clean and bold looks. Besides studying user feedback, MYOB also has to research and analyze the market. If it has to step ahead of the game among its competitors, it will also have to focus on releasing new features which are innovative and original, so that it creates a trend in the financial market. References Angelovski, S., Angelovski, V. and Le Nguyen, Y.H., Mace Engineering Group Pty Ltd., 2014.Sales Order Data Collection And Management System. U.S. Patent Application 14/483,178. Curtis, V., 2015.MYOB Software for Dummies-Australia. John Wiley Sons. Freeth, S., 2012. Tools: A switched on business.Connected Home Australia, (Mar 2012), p.52. Hossack, S., 2015. Cloud-based accounting and productivity tools for practitioners and taxpayers.Taxation in Australia,50(5), p.265. Mayer, T., Melitz, M.J. and Ottaviano, G.I., 2014. Market size, competition, and the product mix of exporters.The American Economic Review,104(2), pp.495-536. Myob.com. (2016).Accounting Software with Payroll Job Costing | AccountRight | MYOB. [online] Available at: https://www.myob.com/au/accounting-software/accountright [Accessed 24 Aug. 2016]. Myob.com. (2016).The MYOB Story. [online] Available at: https://www.myob.com/nz/about/group/story [Accessed 24 Aug. 2016]. Myobecommerce.com.au. (2016).History General Information. [online] Available at: https://www.myobecommerce.com.au/history [Accessed 24 Aug. 2016]. Odhiambo, N.M. and Nyasha, S., 2015.Financial systems and economic growth: empirical evidence from Australia(No. 18927). Symons, M.J., Single Funnel Pty Ltd, 2014.Customer relationship management (crm) systems. U.S. Patent Application 14/192,692. Technologies, R. (2016).MYOB: Benefits and Challenges for your Organisation. [online] Blog.rgtechnologies.com.au. Available at: https://blog.rgtechnologies.com.au/myob [Accessed 24 Aug. 2016]. The Pulse Australia. (2014).Lean startup: Behind the scenes at MYOB - The Pulse Australia. [online] Available at: https://myob.com.au/blog/lean-startup-behind-the-scenes-at-myob/ [Accessed 24 Aug. 2016]. Venkatraman, S. and Fahd, K., 2016. Challenges and Success Factors of ERP Systems in Australian SMEs.Systems,4(2), p.20. Yinglian, L., Begh, J. and Qi, S., 2012, May. Who Can Haul the ANDON-CORD in the Software Development Process. InInternational Conference on Trustworthy Computing and Services(pp. 714-720). Springer Berlin Heidelberg.